PennyloomMake sense of everyday money
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EXPLORE Pennyloom

Salary & work

Put a clearer number on your time.

Hourly to annual salary

Compare hourly pay with annual, monthly and biweekly gross income. Set paid weeks to reflect your actual contract.

Annual salary to hourly

Find the hourly equivalent of a salary offer, accounting for your working hours and paid weeks.

Overtime pay calculator

Compare regular and extra-hours pay using the multiplier in your agreement. This tool does not determine legal overtime eligibility.

Freelance rate calculator

Set a sustainable project rate by allowing for non-billable time, operating expenses and your annual income target.

Compare an hourly offer with an annual salary

Put two pay offers on the same basis while keeping working hours, paid leave and deductions visible.

Read the guide

Break-even calculator

Find how many units cover your fixed costs and a chosen profit target. Keep all fixed costs and targets in the same reporting period.

Privacy choices

Tools work without analytics. You may allow interaction measurement without sending your financial inputs. You can manage or disable advertising below. Regional consent requirements still apply.