Editorial policy
Pennyloom publishes utility-led explanations and original calculation examples. Automation and AI may assist research, drafting and maintenance. We do not invent expert identities or describe an automated draft as professionally certified. Sources, assumptions and limits should be visible. Automated daily review may refresh an existing asset or publish nothing. A numerical quality score is a workflow check, not proof that a statement is true. Sensitive rules require verified primary sources and an effective version before activation.