Set up a useful comparison
Add recurring charges by their billing frequency. Put an annual membership in the annual field rather than also adding its monthly equivalent. The reduction applies proportionally to the entire budget and is a scenario, not a provider cancellation offer.
Worked example
Weekly spending of 10, monthly subscriptions of 45 and annual charges of 120 total 1,180 per budget year. A 25% reduction saves 295 and leaves 885. The average month is 98.33 before reductions.
Make the result your own
Replace the example figures, then change one assumption at a time. Read the breakdown as well as the headline answer. The calculator shows its formula and lets you copy or share the result. Shared scenario links include the inputs you choose.
No default is a current market price or an official rate. Calculations do not account for costs or physical effects that are not represented by an input. Check the underlying bill, contract or equipment specification before making a consequential decision.