INTERACTIVE CALCULATOR

Loan affordability calculator

Translate a monthly budget into a loan amount. Choose your own spending ratio and include all other commitments.

Your assumptions

Currency changes the display unit only; it does not convert exchange rates.

YOUR RESULT

Enter your assumptions to calculate.

How it is calculated

Available payment = income × chosen ratio − other commitments

Translate a monthly budget into a loan amount. Choose your own spending ratio and include all other commitments.

Use the result well

Translate a monthly budget into a loan amount. Choose your own spending ratio and include all other commitments.

Start by replacing the example inputs with your own figures. Keep currency, quantity units and time periods consistent. Change one input at a time to understand what causes a difference. You can reset the fields, copy the result or share a link containing the inputs you choose.

Assumptions and limits

This tool uses your inputs and the displayed deterministic formula. Example defaults are editable and are not current market quotes, tariffs, tax rules or a recommendation. Check the unit and time period before comparing results.

Compare a second scenario

Keep a copy of your first result. Change one relevant value, such as the rate, duration, amount or consumption. Compare both the headline answer and the breakdown. A smaller monthly amount does not necessarily mean a smaller total cost.

Your information

Calculations are processed to return a result; we do not store the submitted financial values in a profile or send them to analytics. A shared scenario link includes the values you explicitly choose to share. These estimates are informational and do not replace an agreement, official bill or professional assessment.

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Privacy choices

Tools work without analytics. You may allow interaction measurement without sending your financial inputs. You can manage or disable advertising below. Regional consent requirements still apply.